Home & Lot Loans

At First National Bank of Giddings, real estate lending is a large part of our business.  We know how important it is to have a trustworthy, experienced lender when you're looking for a mortgage.  Whether you are financing a vacant lot, or a primary or secondary residence, it is no problem for us. 

Product Information

Home & Lot Loans

Turn blueprints into a reality and build your dream home from the ground up, as we also specialize in construction loans and would love to be a part of helping you build your dream home.  In addition, we can assist you with a home improvement or home equity loan. 

First National Bank of Giddings is able to finance properties which may be difficult to finance at large impersonal banks or mortgage companies.  Our helpful mortgage experts will guide you through our different mortgage products in an effort to help you find one that fits your budgeting goals, while making your real estate dream come true as soon as possible.

To expedite your loan process, please bring the following documentation to your loan officer on your initial meeting:

  • Real Estate Loan Application
  • Most recent 30-day pay history; or, if self-employed, two (2) years of IRS Tax Returns
  • Earnest Money contract
  • Drivers License